CREDIT OFFICER

Description

Based in Port Vila and reporting to the Corporate Services Manager, you will be responsible for assessing credit applications prior to submission to the Credit Manager for final decision.

Responsibilities:

Checking applications to ensure completion in all respects
Ensuring applications are in compliance with company Credit Policy and responsible lending practices
Completing Servicing Calculator to confirm serviceability pass in line with Credit Policy
Checking documentation thoroughly for completeness and accuracy
Conducting due diligence on payslips and bank statements
Contacting agents and/or customers of deferred applications for additional information, and once received, resume normal assessment process
Assessing and providing recommendation on loan applications, whether to approve or decline

Your credentials and characteristics should include:

Minimum of three (3) years’ experience in a similar role with a financial institution
Proficient in the use of Microsoft Excel
Familiarity with risk management and credit policies.
Strong analytical and credit assessment skills
Possess a strong work ethic with an unwavering focus on regulatory compliance and credibility
Trustworthy with a high level of integrity and ethical standards
Strong attention to detail and organisational skills
Disciplined time management and an ability to work independently under tight deadlines
Excellent written and verbal communication skills
Be highly motivated and prepared to work long hours and/or Saturdays when required
A team play who demonstrates the appropriate corporate image and actions at all times

How to Apply
If you are a results-driven individual with the right cultural fit, we encourage you to apply for this exciting opportunity. Please submit an expression of interest and current CV with relevant supporting documents to:

Recruitment, Natfin Finance Ltd, Unit 2, Boulevard Building, Kumul Highway, Port Vila
Or
Recruitment, Natfin Finance Ltd, PO Box 1601, Port Vila
Or
Email: recruitment@nf-finance.com.vu

Applications close: Friday, 11th July 2025.
Only suitable candidates will be contacted for interview.